While on a trip to Cebu, this author had a chance to drop by the ACE home in Banilad and share a few insights to students. If you think that speaking to a very diversified audience coming from all across the Philippines with different values and beliefs about money is easy, then I recommend you try it, it will be good for your health.
The precepts and principles that I presented were very challenging to the students that I found some of them wrestling with the precepts and others agreeing while a portion not knowing what they believe in.
Here are the principles that I was privileged enough to share;
a. It does not take money to take money
b. Money is just a Score card
c. Education (Financial) + Experience = Excessive Cash
d. You are your walking business venture
The greatest section that was met with much skepticism was the first principle that was shared. This led me to issue a challenge to the students that if I provided x no. of pesos to them that they should be able to double the money in less than a year. Everyone was silent except for one man who sheepishly told me that he could, I wish I could believe him. If he really knew what he was talking about then he would not be in a disposition where he had to borrow money to start his own venture in the first place.
Some admitted that they had already seen that the concept of money as something 'relative' and not as something that needed to be hungered for. Money just becomes a score card following the implementation of good management. Money follows Management.
Some also shared that they never realized that the accumulation of money was relative to their business experience and education. Something that the present school system does not teach.
And finally, one is but a mirror of one's business. If personally, one does not take care of personal finances then sadly, then chances are that individual will have a very difficult time running his own business.
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